Analyze the sources of funds and types of deposits. (Balance sheet structure) Analyze the main uses of
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Analyze the sources of funds and types of deposits. (Balance sheet structure)
Analyze the main uses of funds.
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Assets: Real Estate Loans Commercial Loans Individual Loans Agricultural Loans Other Loans & Leases LN&LS Allowance Unearned Income Net Loans & Leases U.S. Treasury & Agency Securities Municipal Securities Foreign Debt Securities All Other Securities HTM Securities Allowance Interest-Bearing Bank Balances Federal Funds Sold & Resales Trading Account Assets 429,062 74,810 33,025 670 17,986 10,696 12/31/2020 12/31/2019 394,489 12/31/2018 12/31/2017 12/31/2016 1 Quarter 1 Year 368,017 341,441 312,237 0.72 8.76 51,784 35,762 48,801 43,973 42,882 -26.00 44.47 33,580 30,477 27,474 -1.08 -7.65 689 0 7 22 -0.89 -2.76 23,950 26,762 13,171 10,878 -23.92 -24.90 9,096 8,384 7,931 7,735 3.84 17.59 0 0 0 0 0 N/A N/A 544,858 497,578 468,776 421,138 385,757 -5.16 9.50 78,908 145,343 38,282 48,437 53,709 42,186 6.88 106.12 116,892 103,234 106,439 98,900 16.23 24.34 0 0 0 0 0 N/A N/A 52,164 27,547 23,200 12,545 10,765 50.66 89.36 N/A N/A N/A N/A N/A N/A N/A 161,312 5,312 38,536 37,614 66,446 48,866 20.97 318.60 32,615 100 100 100 -15.29 -83.71 0 0 0 N/A N/A 253,872 751,450 212,585 239,239 200,817 18.74 74.51 681,361 660,377 586,574 4.25 31.47 16,770 0 0 Total Investments 443,039 Total Earning Assets 987,897 Nonint Cash & Due From Banks 23,101 Premises, Fix Assts, Cap Leases Other Real Estate Owned Dir & Indir Inv RE Ventures Inv in Unconsolidated Subs Acceptances & Oth Assets Total Assets Average Assets During Quarter 13,185 366 0 0 24,752 1,049,301 1,016,862 13,875 950 0 0 21,858 804,903 799,186 16,371 14,230 950 0 0 17,736 730,648 730,880 15,775 14,770 17.19 37.75 15,381 15,132 -0.86 -4.97 355 1,588 N/A -61.47 0 0 N/A N/A 0 0 N/A N/A 16,943 16,552 -1.27 13.24 708,831 634,616 4.34 30.36 700,131 630,766 3.89 27.24 Assets: Real Estate Loans Commercial Loans Individual Loans Agricultural Loans Other Loans & Leases LN&LS Allowance Unearned Income Net Loans & Leases U.S. Treasury & Agency Securities Municipal Securities Foreign Debt Securities All Other Securities HTM Securities Allowance Interest-Bearing Bank Balances Federal Funds Sold & Resales Trading Account Assets 429,062 74,810 33,025 670 17,986 10,696 12/31/2020 12/31/2019 394,489 12/31/2018 12/31/2017 12/31/2016 1 Quarter 1 Year 368,017 341,441 312,237 0.72 8.76 51,784 35,762 48,801 43,973 42,882 -26.00 44.47 33,580 30,477 27,474 -1.08 -7.65 689 0 7 22 -0.89 -2.76 23,950 26,762 13,171 10,878 -23.92 -24.90 9,096 8,384 7,931 7,735 3.84 17.59 0 0 0 0 0 N/A N/A 544,858 497,578 468,776 421,138 385,757 -5.16 9.50 78,908 145,343 38,282 48,437 53,709 42,186 6.88 106.12 116,892 103,234 106,439 98,900 16.23 24.34 0 0 0 0 0 N/A N/A 52,164 27,547 23,200 12,545 10,765 50.66 89.36 N/A N/A N/A N/A N/A N/A N/A 161,312 5,312 38,536 37,614 66,446 48,866 20.97 318.60 32,615 100 100 100 -15.29 -83.71 0 0 0 N/A N/A 253,872 751,450 212,585 239,239 200,817 18.74 74.51 681,361 660,377 586,574 4.25 31.47 16,770 0 0 Total Investments 443,039 Total Earning Assets 987,897 Nonint Cash & Due From Banks 23,101 Premises, Fix Assts, Cap Leases Other Real Estate Owned Dir & Indir Inv RE Ventures Inv in Unconsolidated Subs Acceptances & Oth Assets Total Assets Average Assets During Quarter 13,185 366 0 0 24,752 1,049,301 1,016,862 13,875 950 0 0 21,858 804,903 799,186 16,371 14,230 950 0 0 17,736 730,648 730,880 15,775 14,770 17.19 37.75 15,381 15,132 -0.86 -4.97 355 1,588 N/A -61.47 0 0 N/A N/A 0 0 N/A N/A 16,943 16,552 -1.27 13.24 708,831 634,616 4.34 30.36 700,131 630,766 3.89 27.24
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To analyze the sources of funds and types of deposits we can look at the liabilities section of the balance sheet for the given years Demand Deposits ... View the full answer
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Auditing a risk based approach to conducting a quality audit
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9th edition
Authors: Karla Johnstone, Audrey Gramling, Larry Rittenberg
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