and contribution margin ratio. Explain how the values were determined. Determine the number of flights (units) needed to retain a profit of $10,000 in Year 3, assuming the company does allow for referrals. Recommend if the bank should issue the loan. Superior papers will: Perform all calculations correctly. Articulate the approach to solving the problem. Explain the relationship of the costs to the concept of contribution margin. Discuss any limitations of the data, including what may be missing. Conclude on whether the bank should issue the loan