Andrew, 55 years of age and single, received a distribution of $50.000 from his 401(k) account. Andrew is not permanently disabled and he did not use the distribution to pay for medical expenses, health insurance, education, birthing or adoption expenses, or coronavirus/COVID-19-related expenses. He also did not use the distribution to finance a first home. If Andrew's marginal tax rate is 32%, what total ainount of income tax and carly withdrawal penalty must Andrew pay on the distribution