Andrew is a single elementary school teacher with no dependents. He owns a home worth $$156,000$ on which he owes $$135,000.$ He has a $3-$year old car valued at $$12,500$ on which he owes $$8,000.$ He has about $$3,500$ remaining on his student loans. His retirement account has grown to $$7,800,$ and he owns stock valued at $$4,400.$ He has no life insurance and is considering buying some. Should he buy life insurance? If so$,$ how much?