Andy was a tenant of Bryan with respect to a house. Upon the novation of the contract of lease, Bryan gratuitously granted to Andy the use of the furniture described in the contract, sibject to the condition that Andy would return them to Bryan upon the latter's demand. Bryan later sold the property to Cute, and they notified Andy of the conveyance, giving her 60 days to vacate the premises. Thereafter, Bryan required Andy to return all furniture transferred to her for her use. Andy wrote Bryan reiterating that Bryan may call for them in the house where they are found. Another letter was written to Bryan informing her that Andy could not give up the three (3) gas heaters and the four (4) electric lamps because he would use them until the 15th of the month when the lease was due to expire. On the 15th of the month, Andy deposited all the furniture to return the furniture upon Bryan's demand. Questions: 1.1. Has Andy complied with her obligation to return the furniture upon Bryan's demand? 1.2. Is Bryan's bound to bear the deposit fees thereof? 1.3. Is Bryan's entitled to the costs of litigation? 2. Case Problem: Bi received money as a loan with interest from Li secured by a chattel mortgage on the standing crap's on Bi's land. The crops were destroyed due to a fortuitous event. Question: Is the obligation of Bi to pay the loan extinguished? 3. Case Problem: On January 01, 2019, Ja borrowed from Fe cash amounting to PhP5.5 million payable in fifteen (15) months. After it became due, Fe demanded payment of the said loan. Ja however failed to pay despite the repeated demands of Fe. Left with no other options, Fe filed a criminal case of estafa against Jo for the latter's failure to pay his loan obligation. Question: Will Fe's action prosper