Angel Hernndez bought a home for $320,000. He made a down payment of $45,000; the balance will be paid off over 30 years at a 6.775% rate of interest. How much will Angel's monthly payments be? Round off to the nearest $1. Multiple Choice $1,682 $1.450 $1.788 4 Ingrid Bermudez can earn a nominal annual rate of return of 12%, compounded semiannually. If Ingrid made 40 consecutive semiannual deposits of $500 each with the first deposit being made today, how much will she accumulate at the end of Year 20? Round off to the nearest $1. Multiple Choice $64132 $57.901 582.024