Angela, age 60, is a widow with two grown children. She currently lives in a rented apartment and has sufficient income to maintain her standard of living, now and through retirement. She has no debts, but then has almost no assets to speak of, other than $20,000 in savings bonds. Her children are financially secure, but not wealthy. Her daughter is single and her son is married with one child, who is just entering high school, but who has ambitions to go on to university and eventually become a surgeon. He expects to have to obtain substantial student loans in order to be able to afford his schooling. Angela is particularly close to her grandson and hopes that she will live long enough to see him fulfill his dreams. If you were counselling Angela, for what reason would you suggest that she consider taking out life insurance?Explain