Angela purchased a a rental property on August 1, 2021 for 172,400. She hired an architect to draw up remodeling plans and then spent 55 hours doing the actual demolition and construction herself which of the following expenses affect her adjusted basis mortgage insurance premiums of $1150 included at closing or $275 in appraisal fees paid at closing and required by the lender and the fair market value remodeling labor done by Angela $35 an hour 55 hours equals $1925 and fees charged by the architect totally $975