Anna and Mike are considering their life insurance options. They both make about $$50,000/$year$.$ In the event that something happens to one of them, they figure they will need to cover the other person$$s salary at $80\%$ for $10$ years. Anna and Mike do NOT participate in Social Security. They are doing a needs$-$based approach and want to include $$5,000$ in final costs to cover the funeral arrangements and $$10,000$ for readjustment period needs. Based on the needs$-$based approach, what face value of life insurance is needed? $[$Assume that Anna and Mike have no other resources to put toward this need and that they would invest the life insurance proceeds in an account returning $4\%$ annually.$]$