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Annette has just inherited $180,000. She invests this money at a rate of return of 6.49% per year compounded quarterly. After some period of time,

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Annette has just inherited $180,000. She invests this money at a rate of return of 6.49% per year compounded quarterly. After some period of time, she purchases an annuity that pays $3107 at the beginning of each month for 16 years. Investing the $180,000 today, how many years until Annette can purchase her annuity? No units are required

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