answer both please

1. In the credit decision framework of P3xCR, the letters stand for: * O Purpose, Capital, Collateral, Conditions & Risk People, Conditions, Cash Flow, Capital & Repayment Purpose, Characteristics, Cash Flow, Collateral & Risk O Payment, Capacity, Capital, Character & Risk 2. Which one or more) of the following would most commercial banks not consider to be an acceptable purpose: Providing most of the funds to start- up a new business venture Channeling funds through a business to finance investments by the firm's owner O Providing financing to a firm involved in illegal or unsavory activities Providing permanent portion of the firm's LT capital based on a pledge of security All of the above