answer both please

10. You borrowed $10,000 from a bank today. The current interest rate is 9%. You will make equal monthly payments over next 5 years. How much of the third payment reduces the outstanding balance of the loan? a. $107.07 b. $115.74 c. $124.91 d. $134.58 11. What is the fair value of the stock for which no dividend will be paid for next three years, but $1.00 dividend per share will be paid 4 years from now and then will grow at 7% every year? Assume that the discount rate is 10%. a. $7.76 b. $10.74 c. $15.03 d. $25.04