ANswer both please part of one question

32 a)In the underexposed zone, the firm is most likely to _____.

Select one: a. acquire good information on company-wide risk exposure b. have just as much risk as return c. have capital that is idle d. have more risk than it is able to absorb

32 b)When the author of the text states that every business faces parallel challenges, he means

Select one: a. managing risks versus legal compliance b. managing risks versus operations efficiency c. approaching risk management using the silo approach compared to the integrated approach d. risks that arise from both growing profits and managing the subsequent risks