ANSWER BOTH QUESTIONS PLEASE

38: A:The Taylors have purchased a $200,000 house. They made an initial down payment of $30,000 and secured a mortgage with interest charged at the rate of 5%/year on the unpaid balance. Interest computations are made at the end of each month. If the loan is to be amortized over 30 years, what monthly payment will the Taylors be required to make? (Round your answer to the nearest cent.) B: What is their equity (disregarding appreciation) after 5 years? After 10 years? After 20 years? (Round your answers to the nearest cent.)

5 years	$
10 years	$
20 years	$

39: Jessica wants to accumulate $12,000 by the end of 4 years in a special bank account, which she had opened for this purpose. To achieve this goal, Jessica plans to deposit a fixed sum of money into the account at the end of the month over the 4-year period. If the bank pays interest at the rate of 8% per year compounded monthly, how much does she have to deposit each month into her account? (Round your answer to the nearest cent.)