answer is not $19,281.93

Fully amortized loan (annual payments for principal and interest with the same amount each year). Chuck Ponzi has talked an elderly woman into loaning him $15,000 for a new business venture. She has, however, successfully passed a finance class and requires Chuck to sign a binding contract on repayment of the $15,000 with an annual interest rate of 9% over the next 5 years. Determine the cash flow to the woman under a fully amortized loan, in which Ponzi will make equal annual payments at the end of each year so that the final payment will completely retire the original $15,000 loan. What is the amount of payment that the woman will receive at the end of years 1 through 5 ? (Round to the nearest cent.)