Answer "NEGOTIABLE" if the instrument is negotiable or "NON-NEGOTIABLE" if the instrument is non-negotiable. If your answer is "NON-NEGOTIABLE," explain.

65.65. P10,000.00 I promise to pay P or order Ten Thousand Pesos on December 16. (Sgd. ) M 66. 66. (Sgd. ) M January 2, 2019 I promise to pay P or order Ten Thousand Pesos. 67.67. I guaranty to pay P or order Ten Thousand Pesos (P10,000). 68. 68. January 2, 2019 Due to P Ten Thousand Pesos. (Sgd. ) M 69. 69. P10,000.00 May 4, 2019 I promise to pay P or order Ten Thousand Pesos. (Sgd. ) M70. 70. I swear to pay P or holder Ten Thousand Pesos. (Sgd. ) M 71. 71. September 20, 2019 I promise to pay P the amount of Ten Thousand Pesos on demand. (Sgd. ) M 72. 72. June 5, 2019 Due to P or order Ten Thousand Pesos, payable on November 3, 2019. (Sgd. ) M 73. 73. To: W March 10, 2019 Pay to the order of bearer the sum of Ten Thousand Pesos. (Sgd. ) D 74. 74. To: W Pay to the order of bearer P Ten Thousand Pesos. (Sgd.) D 75. 75. June 1, 2019 I promise to pay P or order P10,000.00 in two equal installments. (Sgd. ) M76. 76. To: W July 12, 2019 Pay to the order of bearer the sum of Ten Thousand Pesos. (Sgd.) D 77.77. To: W March 15, 2019 Pay to P or order P10,000.00, and reimburse yourself out of my money in your possession. (Sgd.) D 78. 78. To: W April 15, 2019 Please, pay to P or order Ten Thousand Pesos. (Sgd. ) D 79. 79. July 19, 2019 I promise to pay, P, bearer, Ten Thousand Pesos. (Sgd. ) D