Answer "NEGOTIABLE" if the instrument is negotiable or "NON-NEGOTIABLE" if the instrument is non-negotiable. If your answer is "NON-NEGOTIABLE," explain.

80. 80. To: W February 20, 2019 Pay to P or order P10,000.00 out of my money in your possession. (Sgd.) D 81.81. To: W Pay to P or order P10,000.00 out of my money in your hands, if sufficient. (Sgd.) D 82. 82. I promise to pay P or order P10,000.00 30 days after X passes the October 2019 CPA board examinations. (Sgd. ) M 83.83. I promise to pay P or order P10,000.00 and to deliver to him 10 cavans of jasmin rice. (Sgd. ) M 84. 84. To: W Pay to P or order P10,000.00 and charge the same to the account of XYZ Corporation. (Sgd. ) D 85.85. January 13, 2019 I promise to pay P or order P50,000.00 in payment for the laptop I bought from him last Saturday. (Sgd.) M86. 86. August 28, 2019 I promise to pay P or order P10,000.00 subject to the terms and stipulations contained in the Deed of Sale executed by us to date. (Sgd.) M 87. 87. I promise to pay P or order P10,000.00. (Sgd.) M 88.88. May 10, 2019 I promise to pay P or order P10,000.00 thirty days before the death of W. (Sgd.) M