Answer the following independent questions.

a) Respondeat Superior is an important common law doctrine in property and liability insurance. Explain the meaning of respondeat superior with reference to the particular type of liability exposure it applies to. (4 marks)

b) Discuss the general properties of coverage offered under a comprehensive personal liability insurance policy. In your answer, address the exposures this type of coverage addresses and the nature of the indemnity offered by the insurance company. (6 marks)

c) Distinguish between the concepts of comparative and contributory negligence. In your answer, provide an example of each. (5 marks)