Answer the following question:

Sammy owns a surf & skate shop insured under a CPP that includes BPP coverage, with a causes-of-loss broad form. The CPP also includes CGL coverage, written on an occurrence basis. Pursuant to the declarations page, the coverage applies to the shop itself and Sammy's business property. Sammy also insured the business for $100,000 under a business income (and extra expense) coverage form. Sammy has to shut his shop down for two months due to afire. During that time, he earns no income, despite typically earning $18,000 during those months. Based on the info above, is the loss covered? No, because the policy does not include business income coverage. No, because the policy only covers extra expenses. O)Yes, but the amount exceeds their policy limits, so it's excluded. Yes, because the policy includes business income coverage