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Credit Transfers is Instructions from the customer (account holder) to the bank to pay a fixed amount at regular intervals into the account of someone else (individual or company). True or False True False Prov 1 of 10 HR Nyt Globalization is the evolution of markets and institutions such that geographic boundaries limit financial transaction True or False True False Depositors are free to decide the frequency and amount of their transactions True or False True False Saving accounts pay no interest rates and are used mainly for payment. True or False True False 5 Disintermediation is the process where economic units bypass banks and other financial institutions in order to invest their funds directly in the financial markets. True or False True False