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Answer true or false to the following statements: A credit memo from the bank means that it is decreasing your balance. Restrictive endorsements are not

Answer true or false to the following statements:

A credit memo from the bank means that it is decreasing your balance.

Restrictive endorsements are not very safe.

Blank endorsements are the safest type of endorsement.

The drawer is the one receiving a check.

The drawee is the bank at which the drawer has an account.

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