Anton, age 53, was laid off from his company and has been given the choice to either leave the commuted value of his pension plan with the current group plan insurer or to invest it in an external locked-in account with his personal advisor. He is leaning towards the latter because the monthly pension amount he would receive through his company at retirement age 63 is insufficient for him. Anton calculates that he would need a rate of return of approximately 7.5% to reach his goal of $625,000, converted to a locked-in retirement income fund so that he would have income for life. He wants to invest these funds in a foreign investment vehicle in order to maximize returns.

What advice should you offer?

A.Invest in a front-end load portfolio of foreign equity segregated funds.

B.Invest in a foreign linked segregated fund.

C.Invest in a portfolio of No-load segregated foreign equity funds.

D.Invest in a back-end load portfolio of foreign equity segregated funds.