Antonio, age 30 , is starting his savinos plan this year by putting away $1,000.00 at the end of every year until he reaches age 65 . He will deposit this money at his local savings and loan at an interest rate of 6%. The future value annuity interest factor is 111.4348 . Based on the information provided, by the time Antonio turns 65 , he will have Caroline, age 35 , is starting her savings plan this year by putting away $1,000,00 at the end of every year until she reaches age 65, She will deposit this money at her local savings and loan at an interest rate of 6%. The future value annuity interest factor is 79,0582. Based on the information provided, by the time Caroline turns 65 , she will have Antonio started his investment program five years earlier and set aside more than Caroline, By the time Antonio turns 65 , he v have accumulated more than Caroline