Antonio Bryant has a PAP with the following coverages:

- Collision - Other than collision - Liability coverage

$250 deductible $100 deductible 100/300/50

a. Antonios car hits a horse crossing a highway. The cost to repair his vehicle is $2,500.

b. Antonios wife is driving the family car in a snowstorm. She loses control of the car on icy roads and smashes into another car, injuring one passenger. The damage to the family car is $10,000. The damage to the other car is $8,000. The other motorist sustained injuries totaling $125,000.