Antonio has a daughter, Zara, and two sons, Neil and Rion. Antonio is approaching retirement and meets with his advisor for estate planning. He owns a house worth $2,000,000, which he decided to leave to Zara. He asks his advisor for suggestions to leave something of equal worth to Neil and Rion. Which of the following is a suitable recommendation for estate equalization that meets Antonio's needs? a. Two $2,000.000 10-year term insurance policies of Antonio's life with Neil and Rion as the beneficiaries b. A$2,000.000 life insurance policy on Antonio's life with Neil and Rion as equal beneficiaries c. A $2,000.000 life insurance policy on Zara's life with Rion and Neil as equal beneficiaries d. A$4,000,000 life insurance policy on Antonio's life with Neil and Rion as equal beneficiaries