Antonio would like to replace his golf clubs with a customed measured set. A local sporting goods megastore is advertising custom clubs for $$870,$ including a new bag. In store financing is available at $2\mathrm{.}43$ percent, or he can choose not to renew his $$600$ certificate of deposit $($CD$),$ which just matured. The advertised CD renewal rate is $2\mathrm{.}77$ percent. Antonio knows the in$-$store financing costs will not affect his taxes, but he knows he will pay taxes $(25\%$ federal taxes and $5\mathrm{.}75\%$ state taxes$)$ on the CD interest earnings. Should he cash in the CD or use the in$-$store financing? Why?