Anya finally decides that she will give her cousin, Zen, the loan he requested. He is expected to pay Anya $12,500 each year for the next 5 years, starting at the end of this year. The loan interest rate at the bank is 5%, but because he is family, she will only charge him half of this interest rate. What is the current value of this loan, today? O A. $58,072.86 OB. $62,500 O C. $54,118.46 OD. $55,240.89 O E. $500,000