AOK Insurers waives a physical field audit for several of its insureds. Which one of the following best describes a scenario with appropriate circumstances for AOK's decision? Available answer options Select only one option A Premium auditor Karen has been given the authority to determine which insureds' audits can be waived. B When AOK waives a physical field audit, advisory organizations will not require a final audit invoice. C Graymond Leasing operates out a small office with several office workers and pays very little premium. D Top Notch Carpentry, by the nature of its exposures, will not regularly require a physical field audit