Apex Health Insurance has a retention limit of $100,000 (called a line) for a single policy, and that nine lines, or $900,000, are ceded to Geneva Re by the surplus treaty. Assume that a $500,000 policy is issued. If 10,000 loss occurs, how much Apex has to pay, which is the value of Y in the table? (use an integer number for your answer, such as 1234)