Apex Health Insurance has a retention limit of $100,000 for a single policy. Apex Health enters into an excess-of-loss per risk treaty with Geneva Re. Geneva Re agrees to pay all losses exceeding $ 100,000 but only to a maximum of $ 1 million of the sum insured. If Apex Health has $ 1.2 million loss, how much Apex has to pay? (use an integer number for your answer, such as 123456)