APPENDIX 1 Table 1: Present value of R1: PVFA (k,n)=(1+k)n1 APPENDIX 2 Table 2 : Present value of a regular annuity of R1 per period for n periods : PVFA(k,n)i=1n(1+k)i1=k1(1+k)n1 APPENDIX 1 Table 1: Present value of R1: PVFA (k,n)=(1+k)n1 APPENDIX 2 Table 2 : Present value of a regular annuity of R1 per period for n periods : PVFA(k,n)i=1n(1+k)i1=k1(1+k)n1