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Application Question 6-4. Alex is a dentist in private practice. He rents one-sixth of the third floor of an office building and has four examining
Application Question 6-4. Alex is a dentist in private practice. He rents one-sixth of the third floor of an office building and has four examining rooms. High-pressure water hoses have been installed in each examining room and are used to treat patients. Alex is trying to determine an appropriate limit of coverage for the Legal Liability Coverage Form a. Why should the coinsurance condition be omitted from Alex's Legal Liability Coverage Form? b. What property of others is in Alex's care, custody, or control? c. What should Alex consider when trying to estimate an appropriate limit of insurance? d. How does renting only a portion of the building affect the estimate of what an appropriate limit of insurance should be? Application Question 6-4. Alex is a dentist in private practice. He rents one-sixth of the third floor of an office building and has four examining rooms. High-pressure water hoses have been installed in each examining room and are used to treat patients. Alex is trying to determine an appropriate limit of coverage for the Legal Liability Coverage Form a. Why should the coinsurance condition be omitted from Alex's Legal Liability Coverage Form? b. What property of others is in Alex's care, custody, or control? c. What should Alex consider when trying to estimate an appropriate limit of insurance? d. How does renting only a portion of the building affect the estimate of what an appropriate limit of insurance should be
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