Applying the concept of market demand, consider the employer as a purchaser of healthcare for employees. With many employers and limited numbers of health service providers, what market power does an individual employer have to influence healthcare purchase price? What role does health insurance play in mediating this market and influencing price of health services? Compare this to European countries where the government is the predominant purchaser. How much market power does the government have in purchasing health services? Words to consider: monopsony purchasers v competitive markets v monopoly suppliers.