appropriate level of the allowance for doubtful accounts?

$($LO $1-6)$ Why might the debt$-$to$-$income attribute included in the

declined loans dataset considered in the chapter be a predictor of

declined loans? How about the credit $($risk$)$ score?

$($LO $1-6)$ To address the question "Will I receive a loan from

LendingClub?" we had available data to assess the relationship

among $(1)$ the debt$-$to$-$income ratios and number of rejected loans, $(2)$

the length of employment and number of rejected loans, and $(3)$ the

credit $($or risk$)$ score and number of rejected loans. What additional

data would you recommend to further assess whether a loan would

be offered? Why would they be helpful?