Are my answers correct?

Help Save & Problem 5-36 Annuity Due (LO3) A store offers two payment plans. Under the installment plan, you pay 25% down and 25% of the purchase price in each of the next 3 years. If you pay the entire bill immediately, you can take a discount of 12% from the purchase price. Assume the product sells for $100. a-1. Calculate the present value of the payments if you can borrow or lend funds at an interest rate of 9 percent. (Do not round intermediate calculations. Round your answer to 2 decimal places.) a-2 Which is a better deal? b-1. Calculate the present value if the payments on the 4-year installment plan do not start for a full year. (Do not round intermediate calculations. Round your answer to 2 decimal places.) b-2. Which is a better deal? a-1. PV of installment plan $ 88.28 a-2. Which is a better deal? Pay in full b-1. PV of installment plan 80.99 b-2. Which is a better deal? Installment plan