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are there any errors in this question? isnt the consumer debt suppose to be the same for both? BEFORE-TDS Calculation Calculating TDS Ratio Monthly Housing

are there any errors in this question? isnt the consumer debt suppose to be the same for both?
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BEFORE-TDS Calculation Calculating TDS Ratio Monthly Housing Costs (including taxes & heating) 2457.90 2057.90+250+150 ALL Other Applicable Consumer Debt 4199.62 |(744.254717.12+475-400+775+450+638.25) Anticipated New Loan Payment (omit for the BEFORE) DIVIDED BY Gross Monthly Income[120,000/12)+ 85000/12) 17083.33 TDS RATIO 38.97% TDS-AFTER - Calculation Calcutting TDS Ratio Monthly Housing Costs (including taxes & heating) 2457.90 ALL Other Applicable Consumer Debt 1461.37 (744.25+717.12) Anticipated New Loan Payment 1368.48 DIVIDED BY Gross Monthly Income 17083.33 TDS RATIO 30.95% BEFORE-TDS Calculation Calculating TDS Ratio Monthly Housing Costs (including taxes & heating) 2457.90 2057.90+250+150 ALL Other Applicable Consumer Debt 4199.62 |(744.254717.12+475-400+775+450+638.25) Anticipated New Loan Payment (omit for the BEFORE) DIVIDED BY Gross Monthly Income[120,000/12)+ 85000/12) 17083.33 TDS RATIO 38.97% TDS-AFTER - Calculation Calcutting TDS Ratio Monthly Housing Costs (including taxes & heating) 2457.90 ALL Other Applicable Consumer Debt 1461.37 (744.25+717.12) Anticipated New Loan Payment 1368.48 DIVIDED BY Gross Monthly Income 17083.33 TDS RATIO 30.95%

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