Are you surprised by the fact that money is created by banks as well as by the U.S. Mint and the Federal Reserve? Is the fact that more money is created by the banking system comforting? Or does it worry you that the amount of money in the system is so flexible? Is it a good or bad thing that the government does not really have complete control over our money supply? Why? In times like today, when there is such worry about a sudden recession, would centralized control over money be beneficial or risky?