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Argot Mutual drafts the wording of its insurance contracts. Because Argot determines the exact wording of the contract, the insureds have no choice but to
Argot Mutual drafts the wording of its insurance contracts. Because Argot determines the exact wording of the contract, the insureds have no choice but to either accept the policy wording as is, or purchase insurance elsewhere. Therefore, Argot's policy is considered to be a
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