Arifis a successful businessman inPetalingJaya. On 2017,Arifbought a ToyotaViosby instalment with Kaya BankBhdfor 9 years. He need to pay RM800 per months. On 20thSeptember 2019,Arifwas involved in an accident which caused him paralysed.Arifcannot run his business anymore. On 17 December, he received letter of repossession from Kaya Bank Bhd.

Based on the situation given, you are required to answer the followings:

Discuss the following rights ofArifduring the period of instalment

a)Right to be supplied with document and information

b)Right to remove the goods to another address other than in the HPA

c)Right to terminate the HPA