Arlene is a wealthy business person with substantial personal assets. One of the businesses she carries on is a financial advisor business. She has carried on the business as a sole proprietorship, but she has decided to incorporate under the Canada Business Corporations Act to carry it on$.$ She will be the sole shareholder and director. If you were a client of the business which of the following would be a legitimate concern based on the change in the legal structure of the business?

a$)$ The risk that you will not continue to receive quality investment advice and counselling has likely increased.

b$)$ The commissions charged for investments and ongoing advice will likely increase.

c$)$ The risk that you would not be able to recover for a legal claim you might have against the business has likely increased.

d$)$ Management personnel will change.