Arnold Brown has a Visa Card with an annual percentage rate of 19.2%. The unpaid balance for his June billing cycle is $1,054.23. During the billing cycle he purchased a printer cartridge for $48.78, books for $248.34 and gasoline for $16.32. He made a payment of $1,100. If the account applies the unpaid balance method, what are the finance charge and the new balance? The finance charge is $ The new balance is $ (Round to the nearest cent as needed.)