Arnot Manufacturing is seeking commercial general liability coverage from an insurer to provide protection above that provided by its primary insurer. This insurer provides umbrella liability coverage but requires an insured to carry minimum limits of $2 million per occurrence. However, Arnot's primary insurer is willing to provide limits of only $1 million per occurrence. Therefore, Arnot must find some type of coverage to fill the gap. This layer of insurance between the primary and the umbrella is referred to as Available answer options Select only one option A A buffer layer. B A working layer. C An insured retention. D Drop-down coverage