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arper Foster is planning for her retirement. She has determined that her car is worth $12,000, her home is worth $160,000, her personal belongings are

arper Foster is planning for her retirement. She has determined that her car is worth $12,000, her home is worth $160,000, her personal belongings are worth $80,000, and her stocks and bonds are worth $250,000. She owes $50,000 on her home and $5,000 on her car. What step in the retirement planning process is Harper completing

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