Article reference:

Heading- Uni cashier took $27m

"A university cashier pleaded guilty yesterday to stealing more than $27 million from Adelaide's Flinders University after a court heard he used the money to buy shares in a basketball team and help the homeless. Christopher Wayne Fuss, 47, admitted taking $27354,903 over two years. Most of the money has since been recovered or accounted for."

Question is:

From a lending and credit decision's perspective discuss factors that "allowed" the cashier to steal more than $27 million from the University