Arya borrowed $400,000 using a 30-year, fully amortizing, constant payment mortgage with interest rate of 9% p.a. compounded monthly. After she submits the 100-th monthly payment, the market interest rate becomes 10% p.a. compounded monthly. At this time, the value of this mortgage equals V and the remaining balance equals B.

A. It depends

B. V=B

C. V>B

D. V