As a business owner I have decided that I need a new truck. Through investigation I have found a used vehicle which will meet my requirements and cost my $10,000. By purchasing this truck I estimate that I will lower my current repair and fuel bills and that I will increase my income. I estimate that in the first year you will save/earn $3,000; in the second year, $3,500; and in the third year, $5,000. What is the present value of this income stream? (assume I+12%). Should you purchase this truck