As a graduation present you are going to buy yourself a 2018 Mazda Miata convertible for $20,000. The car dealer will lend you the entire $20,000 at an annual rate (APR) of 8.00% for a 4 year, amortizing loan. Principal and interest payments are monthly, payable at the end of each month. What is the dollar amount of each payment? (no need to create the payment schedule. Just determine the amount of the payment.) You decide that the scenario above will not work for you because you can only afford monthly payments of $350 per month. Your credit union will lend you $20,000 to purchase the Miata, also quoting an 8.00% APR with monthly interest payments. How many months of $350 payments would you need to make to repay the loan