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As a loan officer for Third Commercial Bank your job description includes evaluating and recommending approval of commercial and real estate loans on your desk

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As a loan officer for Third Commercial Bank your job description includes evaluating and recommending approval of commercial and real estate loans on your desk is a loan application from Avantgarde Manufacturing, o producer of household goods Nine years ago. your bank declined a loan application from Avantgarde One, partially due to a debt ratio higher than the industry average The average percentage of assets financed by liabilities rather than shareholders' equity for the manufacturing Industry is 50% The rationale for declining the previous loan request was that too much debt posed a risk of default To assist you in your analysis of the current loan application, you have created a Tableau Dashboard depicting trends in assets, Ilabilities, and equity for the most recent ten years TOTAL ASSETS Total Asset $900,000 $800,000 $700,000 $600,000 $500,000 $100,000 $300,000 $200,000 $100,000 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 ASSETS = LIABILITIES + STOCKHOLDERS' EQUITY $1,000,000 5800,000 5600,000 5400,000 200.000 50 2012 2013 2014 2015 2018 2019 2020 2021 2016 2017 Liabilities Shareholders Equity Complete this question by entering your answers in the tabs below. Required 1 Required 2 Required 3 Required 4 Determine the following amounts. Assets in 2012 Assets in 2021 Complete this question by entering your answers in the tabs below. Required 1 Required 2 Required 3 Required 4 What does the Dashboard suggest about the size of Avantgarde's manufacturing operations during the most recent ten years? The size of Avantgarde's manufacturing operations as measured by total assets shows steady growth financed primarily with debt. The size of Avantgarde's manufacturing operations as measured by total assets shows steady growth, financed primarily with shareholders' equity The size of Avantgarde's manufacturing operations as measured by total assets shows steady growth financed roughly equally by debt and shareholders' equity Complete this question by entering your answers in the tabs below. Required 1 Required 2 Required 3 Required 4 What does the data suggest regarding the way in which Avantgarde is finanong its assets during the most recent ten year? Liabilities are increasing steadily Liabilities are decreasing steadily Shareholders equity is increasing steadily Shareholders' equity is decreasing steadily Complete this question by entering your answers in the tabs below. Required 1 Required 2 Required 3 Required 4 Which possible conclusion is supported by the Dashboard concerning Avantgarde's ability to repay a loan if granted? The bank should decline the loan because the debt ratio is higher than the industry average of 50% for nine of the ten years observed The bank should consider granting the loan because the debt ratio has declined steadily since the previous loan application and is Slightly below the industry average of 50% in the most recent year The bank probably should decline the loan because the debt ratio has declined steadily since the previous loan application and In fact, slightly below the industry average of 50% in the most recent year

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