62. As a new migrant, Lisa is currently considering to buy a bottle shop which will be in operation for 10 years. If purchased, the bottle shop is expected to generate a first cash flow of $90,000 this year which is expected to grow at 6.5% p.a. The offer to purchase the business is $500,000. She plans to borrow this money from one of her friends and he requires 14.5% rate of return p.a. Evaluate this project and identify if it is worth buying.