$.$ As a newly graduated lawyer, Quinn Krueger was able to find a well$-$paying job and, as a result, could afford a large enough mortgage to buy a nice house. The mortgage company required that Quinn also purchase a homeowners policy, and so Quinn obtained an HO$-3$ with $$95,000$ on coverage A $($the replacement cost value$),$ $$60,000$ for coverage C$,$ $$100,000$ on coverage E$,$ and $$2,000$ on coverage F$.$ How would Quinn$$s insurer react to the following losses? Explain.

a$.$ Coming home late one night, Quinn accidentally drives her car into the corner of her attached garage. Damage to the garage involves repairs of $$2,300.$ The car needs repairs costing $$3,200.$

b$.$ Quinn owns an electric guitar and likes to play it loudly. Neighbors sue Quinn for nuisance, claiming damages of $$25,000($the reduction in the value of their house$).$

c$.$ Heavy snowfall, followed by rapid melting, results in high water levels. Quinn finds herself dealing with an overflow in her basement. It causes $$2,700$ in damage to personal property and requires repairs of $$1,700$ to the basement.

d$.$ Thieves are not common in Quinn$$s neighborhood, but police believe that a group of crafty criminals broke into her house. The break$-$in damages the doorway, requiring $$685$ in repairs. The thieves take a Persian rug valued at $$8,300,$ a television worth $$500,$ jewelry assessed at $$3,000,$ a CD player costing $$450,$ and silverware worth $$1,200.$